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Unemployment Benefits No Longer Count As Income Under HAMP
by Robert Franco | 2010/09/22

For a while at least, borrowers attempting to modify their mortgages under the Home Affordable Modification Program (HAMP) were able to use their unemployment benefits to show enough income to qualify.  Fannie Mae has reconsidered this approach and unemployment benefits will no longer be counted as income.

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Help Now Available for Homeowners Underwater on Their Mortgages
by Robert Franco | 2010/09/08

In an effort to help responsible homeowners who owe more on their mortgage than their home is worth, the government recently announced an FHA Short Refinance Option.  This program would allow underwater homeowners to refinance and get at least 10% of their mortgage forgiven permanently.  There are some qualification requirements, but those who qualify could take advantage of the program to reduce their mortgage debt.

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Robert A. Franco, J.D., LL.M.

1007 Lexington Ave.
Mansfield, OH 44907

419-524-5938 | Phone
888-764-3525 | Fax

Admitted to:

 

  • Ohio Supreme Court
  • Federal District Court - Northern and Southern Districts of Ohio
  • Bankruptcy Court - Northern and Southern Districts of Ohio
  • U.S. Court of Appeals for the 6th Circuit
  • U.S. Tax Court  

Announcements

January 2, 2014: Attorney Franco will be teaching Business Law, Real Estate Law, and Real Estate Transactions at North Central State College this Spring semester.

August 10, 2013: Attorney Franco will be teaching Business Law at North Central State College this fall semester.

August 8, 2012: Attorney Franco will be teaching Business Law at North Central State College this fall semester.

December 8, 2010:  Attorney Franco will be teaching Real Estate Law at North Central State College this winter quarter. 

June 15, 2010:  Attorney Franco was quoted in the Columbus Dispatch: Ohio outlaws real-estate transfer fee that would have benefited developers.

May 18, 2010: Attorney Franco earned his LL.M. (Master of Laws) degree in Business and Taxation from Capital University Law School.

 April 16, 2010: Attorney Franco was quoted in CommonWealth Magazine: Private developers ape BRA controversial resale fees.

March 6, 2010: Attorney Franco was quoted in the Washington Post
A new real estate cost to watch out for: Developer's private transfer fee.

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